new ride SOON :)

PhotoShark wrote:

i could finance it for an extra 40 bucks a month lol

where would that put you?

roughly 288 taxes in a month

You'd be incredibly stupid to lease over a difference of $40 dollars...

IronHide wrote:

You'd be incredibly stupid to lease over a difference of $40 dollars...

LOL! So true. I wouldn't lease a car if my life depended on it. My old man leased 2 Jeep Liberties in a row over 4 years and guess what he has to show for it? Dick all. He could have owned the first one and still be driving it today if he'd bought it out rather than trading up or financed it from the start.

The only time a car payment is a good investment is if you're on your last few payments like I am. My car is worth a lot more to sell than I owe on it and the depreciation of the car has slowed down considerably. Every payment I make now is money in the bank should I choose to sell it.

SuPRCHRGD wrote:

IronHide wrote:

You'd be incredibly stupid to lease over a difference of $40 dollars...

LOL! So true. I wouldn't lease a car if my life depended on it. My old man leased 2 Jeep Liberties in a row over 4 years and guess what he has to show for it? Dick all. He could have owned the first one and still be driving it today if he'd bought it out rather than trading up or financed it from the start.

The only time a car payment is a good investment is if you're on your last few payments like I am. My car is worth a lot more to sell than I owe on it and the depreciation of the car has slowed down considerably. Every payment I make now is money in the bank should I choose to sell it.

true dat homie....it also makes getting the next car that much easier

all i can say the rates that i have now may be lower by the time i want to get it anyways the 08's are still in stock which raises the apr rates for the 09's so im waiting till mid may that way most of the 08's will be sold then the rates of the 08' will be moved over to the 09's
if that makes any sense lol

Good luck with that... rates won't drop on 09's until well into... '09! It's a brand new, pre-release model, they'll be sucking all of the high interest payments out of it they can for a good long time, interest rates drop when demand for a product slows.... you won't see that for a good long time.

I know it seems like everyone is shitting on our plan, but really, it's a plan worthy of shitting on.... leasing sucks unless you're a business, or really have that much money to waste.

at my financial situation its the best i can do for a new car shit all over me if you want but its my decision and like i said my financial state is very strict and thats the way it is from working at sobeys. plus at the end of the 5 years if i dont like to lease ill have credit to finance a new car by then

Sorry dude, poor financial health is no reason to make poor financial decisions. If you can't afford to buy a new car, don't buy a new car. Don't lease and put yourself in the hole just so you can say you have a new car.... ou can probably get something a couple of years old, with warranty remaining, that's nicely equipped, and not lose your shirt on a lease. When it's paid off, you own it.

IronHide wrote:

Sorry dude, poor financial health is no reason to make poor financial decisions. If you can't afford to buy a new car, don't buy a new car. Don't lease and put yourself in the hole just so you can say you have a new car.... ou can probably get something a couple of years old, with warranty remaining, that's nicely equipped, and not lose your shirt on a lease. When it's paid off, you own it.

We could of saved a butt load of arguing and what not if this was said 3 pages ago lol..
Take this man's advise.

PhotoShark wrote:

at my financial situation its the best i can do for a new car shit all over me if you want but its my decision and like i said my financial state is very strict and thats the way it is from working at sobeys. plus at the end of the 5 years if i dont like to lease ill have credit to finance a new car by then

If a difference of $40 a month between leasing and financing is a huge deal then you can't really afford a new car.

I priced out a new MKV GTI last month, talked to my insurance and I could afford the payments and extra insurance but I decided to keep my old car and enjoy modding it and actually have money to play with.

Trust me, you feel WAY more successful driving an older car with a wallet full of 20's than you do selling shit to make your payment when times get tough.

so to make myself happy and everyone else happy im gonna finance a 09 matrix base model at 294/month for 72 months with a 3000 downpayment

Call the Toyota dealers in the city and try to see if they'll beat Tusket Toyota's price, and then go back to Tusket Toyota with the price you got from the dealer in the city and see if Tusket will beat THEIR price.

I made the mistake of not negotiating for a better price as hard as I should have. I was young and too anxious to have my own car.

ya but im too lazy and thats the internet prices cant get any better then that plus some of the rates prolly will change for better or the worse dont care gonna risk it all for 6 years cant bring money with you when you croke so better spend it before you do lol

PhotoShark wrote:

ya but im too lazy and thats the internet prices cant get any better then that plus some of the rates prolly will change for better or the worse dont care gonna risk it all for 6 years cant bring money with you when you croke so better spend it before you do lol

You're too lazy to save money? That doesnt even make sense.

294 is the price on thieir site you cant get better thats the set price the dealers go up from there

PhotoShark wrote:

294 is the price on thieir site you cant get better thats the set price the dealers go up from there

Im sure you can work them down.

kk if you sell something at a set price why would you sell it for cheaper?

Do yourself a favour and research car buying techniques before you let them trick you into an unnecessarily high car payment.

http://www.edmunds.com/

HELLO they are the states prices vary accross the border and its at 17,000 im getting it for 17,335 taxes in

PhotoShark wrote:

294 is the price on thieir site you cant get better thats the set price the dealers go up from there

Untrue.... what you see online is the MSRP.... manufacturers suggested retail price.

Dealers can go up or down with their prices depending on how bad they want to make the sale.

IronHide wrote:

PhotoShark wrote:

294 is the price on thieir site you cant get better thats the set price the dealers go up from there

Untrue.... what you see online is the MSRP.... manufacturers suggested retail price.

Dealers can go up or down with their prices depending on how bad they want to make the sale.

Ding Ding Ding
We Have a winner.

He's right...thats what i wanted to say....but was drunk and couldnt think.
Once again, IronHide is the clear winner.

Look dude, these guys arent shitting ya. My dad has been selling cars and dealing with cars since I've been 6, and the online prices dont mean shit compared to what some dealers will let you have the car for.

as i said the price on edmunds is american and is 17k and the price i have is 17,338 the canadian equalivent
still thats pretty good for what im getting anyways no complaints there